construction loans

Build your ideal home

Finance to build your own home

If you have big plans to build a home of your own – or renovate your existing home – constructions loans can help you make it happen.

build your own

Dreaming of your dream home? Construction loans are purpose-built (sorry, we had to).

renovate your home

We can help you free up equity to finance those ambitious renovations.

unlocking flexibility with construction loans

Embarking on a home construction project can be daunting, requiring meticulous planning and financial management. To navigate this process smoothly, you need a financing solution that offers flexibility and tailored support.

Construction loans, specifically designed for the unique needs of building or renovating your dream home, provide the perfect solution. Here's why they're the ideal choice:

Staged Funding
Unlike traditional home loans, construction loans provide funding in stages, aligned with the progress of your project. This ensures you only access funds as needed for each stage of construction.

Optimized Cash Flow
With staged funding, you'll only pay interest on the amount you've accessed, not the entire loan amount. This optimizes your cash flow, especially if you're renting while construction is underway.

Interest-Only Period
During the interest-only period, you're not required to make principal repayments, easing financial pressure during the build phase.

Effective Budgeting
As your project progresses and you draw down more funds, be mindful that your interest payments will increase accordingly. Effective budgeting is crucial to manage this rise in interest costs as your project advances.

Purpose-built

Access the right finance

Grants and incentives

Apply for a little help

Expert guidance

Know what's what

Construction loans

Great access to a range of construction loans

Construction loans differ from the usual home loan. For one, funds are released in instalments, in line with the progress of the build. They're also structured in a way that reduces your repayment early on. We have insight into an impressive range of construction loan options that we'll help you access to fund your dream home.

CONSTRUCTION LOANS

If there's help available, why not take it up?

We can let you know if you qualify for any government grants and take you through the process of applying and securing the funding. Every little bit helps!

CONSTRUCTION LOANS

You may not have done this before, but we have

Building or renovating your own home is a huge undertaking! We're always here to help decipher the bank and builder jargon, and keep you on top of what's happening throughout the process.

hear from our clients

Chad wanted to put his funds to good use. He came to Lisa after being recommended by one of her happy clients, and she helped him kick-start his journey into the property market.

Chad Hurst

Property Investment

Lisa Bridgett is all about making her clients' life easier! From the moment you first meet, Lisa is there to inform you, guide you and along with you, to make your financial dreams come true. Hear what her client Renee Vella has to say.

Renee Vella

It was an absolute pleasure working with Lisa on our loan financing. Lisa is extremely professional, dedicated and knowledgeable. We were very impressed with how responsive Lisa always was (and still is) to all our questions and we valued the fact that we could communicate with her outside of the normal working hours. We would recommend Lisa highly to anyone in need of mortgage financing.

Magda Louw

Lisa was awesome in the way she carried out her services. She was fully engaged from the very first meeting in understanding our needs to then take us through options in the market and eventually help us choose the right product. The whole process was well defined and managed by Lisa and her team all the way till we settled. If you are on the lookout for a professional who knows the mortgage industry well, spends time to understand your needs and maintains a proactive communication at every step of the process, then Lisa should be your choice for a broker. I highly recommend the services of Lisa Bridgett and thank her for the efforts.

Babu Narayanan

Got a dream? Lisa and her team can help you make it happen. I can't think of a better person to have on my team to achieve my goals. Her hard work and determination bring results and she always has plan B and C (at least!) to make sure she can make things happen for you. Her team are excellent, keeping you well informed in the progress of negotiations and very responsive. I can't recommend Lisa and her team enough!

Jennifer Hsu

From the moment you first meet, Lisa will be here to inform you, guide you and along with you, make your financial dreams come true. Sam Asadollahi recent experienced this when he asked Lisa to help him with purchasing his first property.

Sam Asadollahi

Lisa has a fantastic way of tuning into needs and ensuring we have confidence in our important decisions, through being well informed and not rushed. Lisa really made us feel assured and helped to break down any knowledge barriers, making us feel in control of our decisions. Thank you Lisa for your ongoing support and helping to build a positive future for our family!

Wayne Jones